Rules of Conduct and Disclaimer The SBA.gov site provides open, publicly accessible communication tools for entrepreneurs and small business owners to learn, share, and discuss practical solutions to everyday business problems with each other, industry experts, and experts at government agencies. Given the need to manage Federal resources effectively, however, we will generally review comments and contributions from 8:00 a.m.-5:00 p.m. As a result, anyone with a 20% or higher share in the company should keep a close eye on his own credit rating. Also, check to see if you have a profile with Dun & Bradstreet, a business data and credit reporting agency, suggests Gwendolyn Wright, a San Francisco business consultant and former first vice president of the Bank of San Francisco, a community bank. Information on SBA.gov site is provided as a service to the Internet community, and does not constitute legal advice. If your business is new, or if you haven't yet established business credit, obtaining trade lines is a great way to begin building your business credit report. A strong credit history is the foundation for success, as it can lower your interest rates and give you access to more capital when needed. User names that might be deemed abusive, vulgar, hateful, harassing, obscene, profane, sexually oriented, threatening, invasive of a person's privacy, or otherwise inappropriate are not allowed and will be removed. 6.
So how do you go about building credit in the company’s name without putting your personal credit on the line? Enough said! Spam: Posting the same message, or an unsolicited commercial message, to one or many biog posts is considered spam and will be removed. It’s common that small trade vendors won’t report your payment history to DCB. Abusive and harassing behaviour or any actions that violate these Rules of Conduct may result in suspension of your ability to post to member-contributed areas. Banks can change lending policies on a moment's notice and cut your credit limit overnight, so it can help to not have all your financial eggs in one basket, Sanford adds. Such nicknames include but are not limited to using nicknames that impersonate competitors, other members, government employees, elected officials, or any other individual or entity. 7. But there are ways around that, such as getting a business credit card or applying for a small bank loan. At any time, the government may for any lawful government purpose monitor, intercept, search and seize any communication or data transiting or stored on this information system. Members may use their profile page to share information about their business, products, or services, and may include only one 1 hyper link to their commercial website. 5. Monitor your business credit file – a no braider and a good habit to adopt for your personal files as well.